Advance America

Emergency Loans

Funds when unexpected expenses hit.

Apply now
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When life throws a curveball, emergency loans can help cover medical bills, car repairs, utility costs, or other urgent needs quickly — online or at a store near you.

Why choose this option

  • Fast access to cash
  • Simple application process
  • Transparent terms
  • 700+ store locations nationwide
  • Online and in-person options
  • Good credit not required

How it works

  1. 1

    Start your application online or visit a neighborhood Advance America location.

  2. 2

    Get a decision in minutes with a straightforward process.

  3. 3

    Receive funds as soon as the same business day in many cases, subject to approval.*

Ready to apply?

Facing an unexpected expense? Apply now to see what you may qualify for.

*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.