Advance America

Personal Loans

Flexible financing for your goals.

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Personal loans from Advance America can help with consolidation, major purchases, home repairs, or other personal financial needs — subject to state availability and approval.

Why choose this option

  • Competitive rates by state
  • Fixed repayment terms
  • No prepayment penalties in many states
  • 28+ years of lending experience
  • Apply online or in store
  • Direct lender

How it works

  1. 1

    Start your application online or visit a neighborhood Advance America location.

  2. 2

    Get a decision in minutes with a straightforward process.

  3. 3

    Receive funds as soon as the same business day in many cases, subject to approval.*

Ready to apply?

Explore personal loan options available in your state. Apply in minutes.

*Subject to approval. Loan products, amounts, rates, and terms vary by state. Not all applicants qualify. See state-specific disclosures for details.